I GUSTI AGUNG KRISNA LESTARI. PENGARUH MODAL KERJA DAN AKSES PENDANAAN TERHADAP KEMAJUAN UMKM KOTA DENPASAR. Jurnal Nirta : Studi Inovasi, [S. l.], v. 5, n. 2, p. 50–61, 2026. DOI: 10.61412/jnsi.v5i2.394. Disponível em: https://ejournal.nlc-education.or.id/index.php/JNSI/article/view/394. Acesso em: 3 feb. 2026.