Irawan, Feri, Regina Julia Putri, Claudya Febryani, Darliyanto, Aswan, and Puspitawati. “Pengaruh Keuangan Syariah Terhadap Perkembangan UMKM Di Kabupaten Sumbawa”. Jurnal Nirta : Studi Inovasi 4, no. 2 (March 11, 2025): 409–430. Accessed August 31, 2025. https://ejournal.nlc-education.or.id/index.php/JNSI/article/view/138.